| ______________________________________________________________________________________________ Cohen Commercial Equity and Cohen Financial Group provides Fast Hard Money Loans, Commercial placement, Short Term Mortgages and Private Money placement on real estate property with competitive credit rates and easy terms for purchase and refinance. With over 75 years of combined experience in underwriting, originating and acquiring secured loans, Cohen Commercial Equity possesses extensive expertise necessary to competently assist you with all your Commercial and Hard Money Lending needs. NOTICE: Cohen Commercial Equity does not provide down payment assistance or 100% Funding programs. All projects require 10-20% down. Construction Projects are based on Loan to cost , not after completed value. Lender License: Cohen Commercial Equity is a non-licensed commercial referral agency,we do not provide residential loans. We structure fund-able projects, and refer to the appropriate Bank, Lender, or Hard money Investor. FORMS AND DOCUMENTS For Loan Submission, Lines of Credit, Proof of funds please select the following: CCE Loan submission form (USED FOR ALL LOAN TYPES) Business Line of Credit ($50,000-$500,000) Please include a recent copy of your creditchecktotal credit report. Proof of funds SBA Application for SBA 7A OR 504 free credit report: www.creditchecktotal.com Business Financial Statement Broker Agreement FAX TO 866-926-0835 or Email to newloans@cohencommercialequity.com ________________________________________________________________________ ________________________________________________________________________ Typical Commercial Real Estate Loan Structure Minimum Loan Size $1 Million Maximum 90% LTV Fixed Rate from 3.85%. Terms From 5-20 Years Mezzanine Option to 80% 25 and 30 Year Amortizations Non-Recourse / Standard Carveouts No Personal Guarantee Required Defeasance or YM Prepayment Typical 2-5 Year Lockout 1.20-1.35 DSCR Requirements Eligible Property Types Apartment/Multifamily Hotel Industrial Manufactured Housing Communities Mobile Home Parks Office Building Retail (Anchored -Unanchored-Weak) Self Storage Shopping Center Warehouse HARD MONEY PROGRAM Qualifying Projects (50-80% financing): acquisitions, startups, company expansions, mergers, new cash infusion, partner buyouts, operating funds, inventions, research and development (R&D), bailing out companies in trouble, realestate developments, hotels, resorts, apartment buildings,office buildings, mining projects, gas, energy, casinos, 5-StarMobile Home Parks (more list below)...FICO IS NOT AN ISSUE.We accept and will consider Strong PROJECTS Loan amount from $1,000,000 to $500,000,000 ___________________________________________________________ Welcome to COHEN COMMERCIAL EQUITY, AS KNOWN AS “CCE”, we provide service for COMMERCIAL CLIENTS seeking commercial funding placement, alternative financing, referral service with our Affiliates lenders, partners, Brokers. Arrangement. CCE is not a lender, mortgage broker, bank, loan adviser. CCE only provides referral service for a undisclosed fee.The Cohencommercialequity service ("CCE" or the "Service") is a way for commercial clients to meet private lenders through our Firm. www.cohencommercialequity.com is provided by Cohencommercialequity. New York, NY. This is a legal agreement between you and Cohencommercialequity (sometimes referred to as "CCE" where the context requires). By using our website or contacting our firm, you become a user or client of the Service and you agree to be bound by these terms and conditions (the "Terms"). Indemnity You hereby indemnify Cohencommercialequity.com and undertake to keep Cohencommercialequity.com indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Cohencommercialequity.com to a third party in settlement of a claim or dispute on the advice of Attorney, legal advisers) incurred or suffered by Cohencommercialequity.com arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions. You hereby unconditionally and irrevocably waive any and all right to trial by jury in any suit, counterclaim, or cross-claim arising in connection with, out of, or otherwise relating to this website service. Jurisdiction These terms are governed by the federal and state laws of Arizona, New York, without regard to rules generally applicable to resolving conflicts of laws. You agree to both the exclusive jurisdiction and the exclusive venue of the federal and state courts of the State of Arizona or New York with respect to any claim or cause of action, whether in law or in equity, arising under or relating to these Terms or use of Cohencommercialequity services. |


| Commercial Property Loan Types Apartment/ Multifamily Condo Conversion Gas Station/ C-Store Golf Course/ Casino Gaming Health Care/ Senior Housing Hotel/ Motel/ Resort Industrial/ Warehouse Land - Raw/ Improved Mobile Home Park Office/ Medical Bldg. Outlet Shopping Mall Owner - User Occ. Business Religious Church/ Temple Retail Anchored Center Retail Unanchored Center Self/ Mini Storage Single Tenant, Triple "NNN" Special Purpose/ Mixed-Use Bridge/ Short Term Construction/ Development Mezzanine/ Second T.D. |


| COHEN COMMERCIAL EQUITY: #1 in our book!!. John and his team provides quality loan referrals to our Bank for the past 7 years, they are the top provider of SBA loans and Lines of credit. J. Hammer. Vice President, ****** Bank, Las Vegas NV. |




